An infrastructure platform for global credit markets

Originate, securitize and service loans across borders with less cost and greater transparency.

In partnership with

  • PACT

    CONSORTIUM

We bring structure to unstructured credit markets, globally.

25 bps

annual cost savings

Cut out payment agents. Savings based on a $150mm warehouse.

90%

time reduction

Streamline borrowing base calculations & reconciliation.

100%

auditable

Verify all loan + deal data on our immutable ledger.

Embedded end-to-end,
from origination to waterfalls.

The Cross-Border
Credit OS

Enabling institutions to originate, securitize, and manage loans globally with ease. Our automated, compliant platform streamlines workflows for seamless, transparent credit operations anywhere.

Combine the
Data & Transaction Layers

Integrate data and transactions to automate key lending functions like borrowing base updates and payment redirection. Enforce limits, manage collateral, and ensure compliance seamlessly through one unified, transparent system.

Move Loans
Like They are Cash

Transfer, restructure, or reassign loans as easily as moving funds. Our platform brings the agility of money movement to the loan market, allowing you to seamlessly transfer assets, manage ownership changes, and adjust terms in real time while seamlessly tracking accruals.

Metrics to Date

-

Loans Originated

-

Total Repaid Principal

-

Loan Count

-

Borrowers Reached

DOCUMENTATION

Built to support
Modern fintech organizations.

FOR DATA

API Docs

FOR EXECUTION

SDK Docs

FOR CUSTOM SOLUTIONS

Whitelabel

Schedule a 15 minute demo.

Join the growing list of originators and capital providers using Pact Labs to bring efficiency and transparency to the world of private credit.

An infrastructure platform for global credit markets.

Networks

Accredited investors only - the data display is for illustration purposes only and doesn’t constitute an offering.

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